The Rise and Quiet Death of the Neobank

> This research tracked every neobank globally and found 368 active players serving 1.46 billion users

> 817 million of those users are in Asia (leader).

> Only 127 of the 368 hold a full banking license.

> Infra failures like Wirecard and Synapse exposed major systemic risks for unlicensed neobanks.

> Neobank failures remain largely invisible, no press releases, just silent app deaths and customers left in bankruptcy queues.

> Just 67 of 368 neobanks have proven AI in production, with emerging markets leading real-world AI banking innovation.

Source: https://x.com/francescoswiss/stat...
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